Home Insurance Costs with Deductible Scenarios in Troy, IL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Troy, IL	$191000	$606	$834
Homer, IL	$293900	$713	$981
Frankfort, IL	$291100	$709	$976
Ingalls Park, IL	$93100	$449	$618
Fox, IL	$310100	$763	$1,050
Wilmington, IL	$158800	$487	$671
Shorewood, IL	$239200	$571	$786
Coal City, IL	$173300	$505	$695
Kendall, IL	$257500	$588	$809
Jackson, IL	$178500	$608	$837

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Impact of Coverage Amount on Home Insurance Cost In Troy, IL

Coverage Amount	Home Insurance Cost ($)
$100,000	$500
$200,000	$1,412
$300,000	$1,825
$400,000	$2,209
$500,000	$2,828
$750,000 to $1000,000	$3,269
Above $1000,000	$3,866

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Troy, IL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Troy, IL Average Home Insurance Cost	$843.9
State Average Home Insurance Cost	$850
Difference Vs national Average	-380.1

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Top Homeowners Insurance Companies in Troy, IL

Insurance Provider	Average Homeowners Insurance Cost($)
Erie	$1,143
Allstate	$1,047
LM General	$837
Liberty	$795

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Troy, IL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-101	743
One Claim	+51	895
Two Claims	+101	945

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