Home Insurance Costs with Deductible Scenarios in St. Charles, IL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
St. Charles, IL	$307300	$706	$972
Burlington, IL	$292000	$740	$1,018
Elgin, IL	$171200	$580	$798
Pierce, IL	$244400	$686	$944
York, IL	$291500	$621	$854
Addison, IL	$241100	$655	$901
Bensenville, IL	$201600	$638	$877
Roselle, IL	$241800	$574	$789
Boulder Hill, IL	$145800	$470	$647
Streamwood, IL	$174200	$584	$804

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Impact of Coverage Amount on Home Insurance Cost In St. Charles, IL

Coverage Amount	Home Insurance Cost ($)
$100,000	$333
$200,000	$1,014
$300,000	$1,344
$400,000	$1,631
$500,000	$2,088
$750,000 to $1000,000	$2,414
Above $1000,000	$2,854

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St. Charles, IL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
St. Charles, IL Average Home Insurance Cost	$983.94
State Average Home Insurance Cost	$850
Difference Vs national Average	-240.06

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Top Homeowners Insurance Companies in St. Charles, IL

Insurance Provider	Average Homeowners Insurance Cost($)
AAA	$1,171
Erie	$1,143
Allstate	$1,047
Liberty	$795

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St. Charles, IL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-118	866
One Claim	+49	1033
Two Claims	+128	1112

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