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Home Insurance Costs with Deductible Scenarios in Oswego, IL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Oswego, IL $216500 $629 $865
Romeoville, IL $170700 $579 $797
Plattville, IL $207700 $645 $887
Du Page, IL $198600 $533 $733
Lisle, IL $320400 $724 $996
Kane County, IL $223400 $636 $875
Blackberry, IL $342000 $578 $795
Wheaton, IL $339100 $751 $1,034
Rockdale, IL $132900 $536 $738
Plano, IL $143000 $466 $641

Impact of Coverage Amount on Home Insurance Cost In Oswego, IL

Coverage Amount Home Insurance Cost ($)
$100,000 $375
$200,000 $1,211
$300,000 $1,638
$400,000 $1,964
$500,000 $2,514
$750,000 to $1000,000 $2,907
Above $1000,000 $3,437


Oswego, IL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Oswego, IL Average Home Insurance Cost$875.52
State Average Home Insurance Cost$850
Difference Vs national Average-348.48

Top Homeowners Insurance Companies in Oswego, IL

Insurance Provider Average Homeowners Insurance Cost($)
Erie $1,143
Allstate $1,047
LM General $837
Liberty $795

Oswego, IL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -114 762
One Claim +44 919
Two Claims +114 989