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Home Insurance Costs with Deductible Scenarios in Oak Park, IL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Oak Park, IL $370400 $807 $1,111
Chicago, IL $234500 $648 $892
Bremen, IL $154900 $482 $664
Palos Hills, IL $187900 $522 $718
Summit, IL $157700 $486 $669
Prospect Heights, IL $266300 $596 $820
North Riverside, IL $218300 $552 $759
Alsip, IL $167900 $499 $686
Elmhurst, IL $394500 $861 $1,184
Kenilworth, IL $1046200 $2120 $2,918

Impact of Coverage Amount on Home Insurance Cost In Oak Park, IL

Coverage Amount Home Insurance Cost ($)
$100,000 $292
$200,000 $946
$300,000 $1,228
$400,000 $1,502
$500,000 $1,923
$750,000 to $1000,000 $2,223
Above $1000,000 $2,629


Oak Park, IL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Oak Park, IL Average Home Insurance Cost$1,124.37
State Average Home Insurance Cost$850
Difference Vs national Average-99.63

Top Homeowners Insurance Companies in Oak Park, IL

Insurance Provider Average Homeowners Insurance Cost($)
AAA $1,171
Allstate $1,047
LM General $837
Liberty $795

Oak Park, IL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -146 978
One Claim +90 1214
Two Claims +157 1282