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Home Insurance Costs with Deductible Scenarios in Niles, IL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Niles, IL $297000 $716 $985
Northlake, IL $165000 $495 $681
Lincolnshire, IL $503000 $693 $953
Kenilworth, IL $1046200 $2120 $2,918
Itasca, IL $312300 $644 $886
Lyons, IL $262500 $677 $931
Bellwood, IL $120000 $475 $654
Lombard, IL $244900 $658 $906
Glenview, IL $488300 $976 $1,342
Palatine, IL $288100 $706 $971

Impact of Coverage Amount on Home Insurance Cost In Niles, IL

Coverage Amount Home Insurance Cost ($)
$100,000 $346
$200,000 $950
$300,000 $1,398
$400,000 $1,613
$500,000 $2,065
$750,000 to $1000,000 $2,387
Above $1000,000 $2,823


Niles, IL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Niles, IL Average Home Insurance Cost$997.44
State Average Home Insurance Cost$850
Difference Vs national Average-226.56

Top Homeowners Insurance Companies in Niles, IL

Insurance Provider Average Homeowners Insurance Cost($)
Erie $1,143
Allstate $1,047
LM General $837
Liberty $795

Niles, IL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -120 878
One Claim +90 1087
Two Claims +130 1127