Home Insurance Costs with Deductible Scenarios in Mchenry, IL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
McHenry, IL	$175000	$586	$806
Lake Zurich, IL	$323600	$658	$905
Warren, IL	$236400	$650	$894
Alden, IL	$196000	$631	$868
Deer Park, IL	$556800	$1371	$1,886
Lake Villa, IL	$196700	$613	$843
Wonder Lake, IL	$174100	$602	$829
Round Lake Park, IL	$119700	$475	$653
Huntley, IL	$238000	$570	$784
Wilmot, WI	$172300	$495	$682

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Impact of Coverage Amount on Home Insurance Cost In Mchenry, IL

Coverage Amount	Home Insurance Cost ($)
$100,000	$521
$200,000	$1,319
$300,000	$1,876
$400,000	$2,326
$500,000	$2,977
$750,000 to $1000,000	$3,442
Above $1000,000	$4,071

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Mchenry, IL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Mchenry, IL Average Home Insurance Cost	$815.77
State Average Home Insurance Cost	$850
Difference Vs national Average	-408.23

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Top Homeowners Insurance Companies in Mchenry, IL

Insurance Provider	Average Homeowners Insurance Cost($)
AAA	$1,171
Allstate	$1,047
LM General	$837
Liberty	$795

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Mchenry, IL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-114	702
One Claim	+65	881
Two Claims	+106	922

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