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Home Insurance Costs with Deductible Scenarios in Mchenry, IL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
McHenry, IL $175000 $586 $806
Lake Zurich, IL $323600 $658 $905
Warren, IL $236400 $650 $894
Alden, IL $196000 $631 $868
Deer Park, IL $556800 $1371 $1,886
Lake Villa, IL $196700 $613 $843
Wonder Lake, IL $174100 $602 $829
Round Lake Park, IL $119700 $475 $653
Huntley, IL $238000 $570 $784
Wilmot, WI $172300 $495 $682

Impact of Coverage Amount on Home Insurance Cost In Mchenry, IL

Coverage Amount Home Insurance Cost ($)
$100,000 $521
$200,000 $1,319
$300,000 $1,876
$400,000 $2,326
$500,000 $2,977
$750,000 to $1000,000 $3,442
Above $1000,000 $4,071


Mchenry, IL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Mchenry, IL Average Home Insurance Cost$815.77
State Average Home Insurance Cost$850
Difference Vs national Average-408.23

Top Homeowners Insurance Companies in Mchenry, IL

Insurance Provider Average Homeowners Insurance Cost($)
AAA $1,171
Allstate $1,047
LM General $837
Liberty $795

Mchenry, IL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -114 702
One Claim +65 881
Two Claims +106 922