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Home Insurance Costs with Deductible Scenarios in Lockport, IL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Lockport, IL $174300 $585 $805
Darien, IL $312600 $644 $886
Matteson, IL $157100 $485 $667
Winfield, IL $214000 $626 $861
Montgomery, IL $207300 $541 $744
Elwood, IL $156800 $577 $794
Worth, IL $174600 $585 $805
Goose Lake, IL $280900 $727 $1,000
Summit, IL $157700 $486 $669
Westmont, IL $288900 $618 $851

Impact of Coverage Amount on Home Insurance Cost In Lockport, IL

Coverage Amount Home Insurance Cost ($)
$100,000 $544
$200,000 $1,453
$300,000 $1,821
$400,000 $2,313
$500,000 $2,961
$750,000 to $1000,000 $3,423
Above $1000,000 $4,048


Lockport, IL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Lockport, IL Average Home Insurance Cost$814.8
State Average Home Insurance Cost$850
Difference Vs national Average-409.2

Top Homeowners Insurance Companies in Lockport, IL

Insurance Provider Average Homeowners Insurance Cost($)
AAA $1,171
Erie $1,143
LM General $837
Liberty $795

Lockport, IL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -106 709
One Claim +41 856
Two Claims +114 929