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Home Insurance Costs with Deductible Scenarios in Grafton, IL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Grafton, IL $253900 $668 $919
Elgin, IL $171200 $580 $798
Hampshire, IL $247700 $579 $797
Deer Park, IL $556800 $1371 $1,886
Huntley, IL $238000 $570 $784
Algonquin, IL $208800 $620 $854
Hebron, IL $174600 $603 $830
Seneca, IL $285500 $732 $1,007
Johnsburg, IL $253400 $584 $803
Pingree Grove, IL $189700 $623 $858

Impact of Coverage Amount on Home Insurance Cost In Grafton, IL

Coverage Amount Home Insurance Cost ($)
$100,000 $300
$200,000 $1,098
$300,000 $1,511
$400,000 $1,813
$500,000 $2,321
$750,000 to $1000,000 $2,683
Above $1000,000 $3,173


Grafton, IL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Grafton, IL Average Home Insurance Cost$930.24
State Average Home Insurance Cost$850
Difference Vs national Average-293.76

Top Homeowners Insurance Companies in Grafton, IL

Insurance Provider Average Homeowners Insurance Cost($)
Erie $1,143
Allstate $1,047
LM General $837
Liberty $795

Grafton, IL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -121 809
One Claim +74 1005
Two Claims +112 1042