Home Insurance Costs with Deductible Scenarios in Grafton, IL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Grafton, IL	$253900	$668	$919
Elgin, IL	$171200	$580	$798
Hampshire, IL	$247700	$579	$797
Deer Park, IL	$556800	$1371	$1,886
Huntley, IL	$238000	$570	$784
Algonquin, IL	$208800	$620	$854
Hebron, IL	$174600	$603	$830
Seneca, IL	$285500	$732	$1,007
Johnsburg, IL	$253400	$584	$803
Pingree Grove, IL	$189700	$623	$858

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Impact of Coverage Amount on Home Insurance Cost In Grafton, IL

Coverage Amount	Home Insurance Cost ($)
$100,000	$300
$200,000	$1,098
$300,000	$1,511
$400,000	$1,813
$500,000	$2,321
$750,000 to $1000,000	$2,683
Above $1000,000	$3,173

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Grafton, IL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Grafton, IL Average Home Insurance Cost	$930.24
State Average Home Insurance Cost	$850
Difference Vs national Average	-293.76

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Top Homeowners Insurance Companies in Grafton, IL

Insurance Provider	Average Homeowners Insurance Cost($)
Erie	$1,143
Allstate	$1,047
LM General	$837
Liberty	$795

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Grafton, IL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-121	809
One Claim	+74	1005
Two Claims	+112	1042

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