Home Insurance Costs with Deductible Scenarios in Elgin, IL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Elgin, IL	$171200	$580	$798
Hawthorn Woods, IL	$542300	$733	$1,008
South Barrington, IL	$814400	$1800	$2,477
Itasca, IL	$312300	$644	$886
Kildeer, IL	$625500	$1492	$2,053
DuPage County, IL	$289900	$708	$974
Bartlett, IL	$264600	$680	$935
Wheeling, IL	$292000	$710	$977
Campton, IL	$381000	$634	$872
Kane County, IL	$223400	$636	$875

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Impact of Coverage Amount on Home Insurance Cost In Elgin, IL

Coverage Amount	Home Insurance Cost ($)
$100,000	$532
$200,000	$1,412
$300,000	$1,972
$400,000	$2,283
$500,000	$2,922
$750,000 to $1000,000	$3,379
Above $1000,000	$3,995

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Elgin, IL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Elgin, IL Average Home Insurance Cost	$808.01
State Average Home Insurance Cost	$850
Difference Vs national Average	-415.99

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Top Homeowners Insurance Companies in Elgin, IL

Insurance Provider	Average Homeowners Insurance Cost($)
AAA	$1,171
Erie	$1,143
Allstate	$1,047
Liberty	$795

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Elgin, IL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-105	703
One Claim	+73	881
Two Claims	+113	921

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