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Home Insurance Costs with Deductible Scenarios in Downers Grove, IL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Downers Grove, IL $354600 $777 $1,070
North Riverside, IL $218300 $552 $759
New Lenox, IL $275700 $691 $951
Carol Stream, IL $231400 $644 $887
Westmont, IL $288900 $618 $851
Indian Head Park, IL $236000 $676 $931
Addison, IL $241100 $655 $901
Glen Ellyn, IL $424300 $720 $990
Maywood, IL $138700 $460 $632
Harvey, IL $72400 $600 $825

Impact of Coverage Amount on Home Insurance Cost In Downers Grove, IL

Coverage Amount Home Insurance Cost ($)
$100,000 $261
$200,000 $922
$300,000 $1,252
$400,000 $1,471
$500,000 $1,883
$750,000 to $1000,000 $2,177
Above $1000,000 $2,574


Downers Grove, IL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Downers Grove, IL Average Home Insurance Cost$1,082.52
State Average Home Insurance Cost$850
Difference Vs national Average-141.48

Top Homeowners Insurance Companies in Downers Grove, IL

Insurance Provider Average Homeowners Insurance Cost($)
Erie $1,143
Allstate $1,047
LM General $837
Liberty $795

Downers Grove, IL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -152 931
One Claim +65 1147
Two Claims +130 1212