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Home Insurance Costs with Deductible Scenarios in Dekalb, IL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
DeKalb, IL $147100 $545 $749
Hinckley, IL $176000 $605 $833
Kingston, IL $210300 $648 $891
Sandwich, IL $166100 $496 $683
Hampshire, IL $247700 $579 $797
Franklin, IL $143300 $555 $764
DeKalb County, IL $166800 $575 $791
Creston, IL $120300 $512 $704
Kaneville, IL $263400 $707 $972
Lynnville, IL $151500 $569 $782

Impact of Coverage Amount on Home Insurance Cost In Dekalb, IL

Coverage Amount Home Insurance Cost ($)
$100,000 $604
$200,000 $1,509
$300,000 $1,980
$400,000 $2,535
$500,000 $3,245
$750,000 to $1000,000 $3,752
Above $1000,000 $4,436


Dekalb, IL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Dekalb, IL Average Home Insurance Cost$758.54
State Average Home Insurance Cost$850
Difference Vs national Average-465.46

Top Homeowners Insurance Companies in Dekalb, IL

Insurance Provider Average Homeowners Insurance Cost($)
AAA $1,171
Allstate $1,047
LM General $837
Liberty $795

Dekalb, IL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -99 660
One Claim +38 796
Two Claims +106 865