Home Insurance Costs with Deductible Scenarios in Dekalb County, IL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
DeKalb County, IL	$166800	$575	$791
Franklin, IL	$143300	$555	$764
Lily Lake, IL	$303600	$755	$1,038
Malta, IL	$137000	$544	$748
Campton Hills, IL	$417700	$704	$969
Maple Park, IL	$186800	$620	$853
Cortland, IL	$167200	$498	$685
Elburn, IL	$260000	$590	$812
Steward, IL	$102900	$473	$651
Victor, IL	$268200	$712	$979

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Impact of Coverage Amount on Home Insurance Cost In Dekalb County, IL

Coverage Amount	Home Insurance Cost ($)
$100,000	$511
$200,000	$1,498
$300,000	$1,867
$400,000	$2,437
$500,000	$3,119
$750,000 to $1000,000	$3,607
Above $1000,000	$4,265

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Dekalb County, IL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Dekalb County, IL Average Home Insurance Cost	$800.25
State Average Home Insurance Cost	$850
Difference Vs national Average	-423.75

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Top Homeowners Insurance Companies in Dekalb County, IL

Insurance Provider	Average Homeowners Insurance Cost($)
Erie	$1,143
Allstate	$1,047
LM General	$837
Liberty	$795

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Dekalb County, IL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-104	696
One Claim	+56	856
Two Claims	+104	904

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