Home Insurance Costs with Deductible Scenarios in Boone County, IL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Boone County, IL	$145700	$543	$747
Garden Prairie, IL	$108100	$485	$668
Genoa, IL	$158000	$486	$669
Monroe, IL	$186100	$618	$851
Clinton, WI	$123300	$424	$583
LeRoy, IL	$280100	$725	$998
Franklin, IL	$143300	$555	$764
Kirkland, IL	$129300	$529	$728
Woodstock, IL	$165700	$496	$682
Loves Park, IL	$114100	$463	$638

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Impact of Coverage Amount on Home Insurance Cost In Boone County, IL

Coverage Amount	Home Insurance Cost ($)
$100,000	$501
$200,000	$1,610
$300,000	$2,153
$400,000	$2,542
$500,000	$3,254
$750,000 to $1000,000	$3,762
Above $1000,000	$4,449

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Boone County, IL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Boone County, IL Average Home Insurance Cost	$755.63
State Average Home Insurance Cost	$850
Difference Vs national Average	-468.37

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Top Homeowners Insurance Companies in Boone County, IL

Insurance Provider	Average Homeowners Insurance Cost($)
AAA	$1,171
Erie	$1,143
Allstate	$1,047
Liberty	$795

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Boone County, IL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-106	650
One Claim	+38	793
Two Claims	+91	846

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